Compare take-home pay side by side as a Sole Trader, PAYE Employee and Limited Company Director for any income level.
| Item | Sole Trader | PAYE Employee | Ltd Director |
|---|
* Ltd calculation uses optimal salary of £12,570 with all remaining post-CT profit taken as dividends. SE uses profit after expenses. PAYE uses gross salary. All calculations use England/Wales/NI rates for the selected tax year. Estimates only — consult a qualified accountant.
The best structure depends on your specific situation — income level, growth plans, risk appetite and personal circumstances. Our accountants advise on this every day.